Free guide · Area 6 of 8
Wealth: Let money flow both ways.
Money is one of the clearest mirrors of how you treat yourself. For givers, a healthier relationship with wealth often starts with what you charge, what you accept and what you let yourself receive.
What it is
Wealth is financial stability and momentum towards a secure future, and it's less about having than about your energetic state. It's your sense of flow, security and long-term provision: the resources for options now and in the future.
Its five aspects
- Income Flow Money coming in that fairly reflects the value of what you give.
- Management Knowing what comes in and goes out, and looking at it calmly rather than avoiding it.
- Momentum Small, steady steps that build stability over time, instead of stop-start effort.
- Future Security Planting seeds for later, so your future self is looked after as well as everyone else.
- Abundance Feeling enough, and safe enough, to give and receive freely rather than from survival.
For the one everyone leans on
When you undercharge for your gifts
Givers often undercharge, discount before anyone asks, work for free, or feel guilty taking money for something that comes naturally. Receiving a fair exchange can feel almost wrong, as if needing money makes your care less genuine. That belief protects something precious, your sense of being good, but it quietly drains the security that lets you keep giving. Your generosity stays intact when you let money in too.
Find your giving patternWhat tends to get in the way
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Scarcity Mindset
There never feels like enough, however much comes in. Scarcity is a survival setting: it kept you careful, and it can also keep you from receiving what's on offer.
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Fear of Financial Risk
Asking for more, raising your prices or backing yourself can feel dangerous in the body. Playing safe feels responsible, though staying small has its own cost.
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Gaps in Financial Literacy
If no one taught you how money works, it can feel easier not to look. Avoidance protects you from shame, and learning the basics at your own pace gives you back choice.
Free practices
Begin gently, in ten minutes or less.
Small, body-first practices you can begin today. Choose one. Doing one gently beats doing them all once.
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Look at the numbers, gently
Once a week, sit with your spending and income for ten minutes, feet on the floor and breathing slowly. Notice what your body does as you look, without judging the numbers. Calm awareness is where good management begins.
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Notice what you give away
For a week, write down every time you work for free, discount without being asked, or say 'don't worry about it'. Notice the feeling just before you do it. You don't have to change anything yet; seeing the pattern is the start.
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Pay yourself first
When money comes in, set something aside for your future before it goes anywhere else, even if it's small. The amount matters less than the message: you count too.
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Feel the wealth you want
Instead of picturing things, ask how you want to feel about money: secure, generous, free, at ease. Find one image or word for each feeling and keep it where you'll see it. Let your body practise that feeling for a breath or two each day.
Your 7-day plan
One small step a day.
Each day takes ten minutes or less, and each one builds on the last. Miss a day? Simply pick up where you are.
- Day 1 Notice the feeling Think about money for one minute and notice where you feel it in your body. Breathe into that spot for a few slow breaths, without trying to change it.
- Day 2 Look at last week Spend ten minutes looking over last week's spending and income. Just notice what's there, as calmly as you can, without fixing or judging.
- Day 3 Spot what you gave away Write down the times this month you gave your work, time or skill away when a fair exchange was possible. Notice what you feared would happen if you'd asked.
- Day 4 Receive a thank you When someone thanks you, pays you or offers you something today, pause, breathe and say 'thank you' without deflecting or discounting.
- Day 5 Say your price aloud Alone, say your fee, your rate or the pay rise you'd like out loud, three times. Notice what your body does, and keep breathing until your voice steadies.
- Day 6 A dollar for future you Put something aside for your future self today, even a single dollar, and label it. It's a small promise that you're on your own list too.
- Day 7 Write your money sentence Look back over the week and write one sentence you want to live by with money, like 'My care and a fair exchange belong together.' Keep it where you'll see it.
This guide is general information about your relationship with money, not financial advice. It doesn't take your circumstances into account, so for decisions about saving, debt, super or investing, please speak with a licensed financial adviser.
Go deeper
Walk the Wealth path, with company.
Inside the Chi Dashboard, Wealth has its own path of practices and reflections, and the full 40-part Chi Life Assessment tracks your relationship with money over time. Silver and Gold members also join live sessions with Jeremy.